The plan for 2008 is to try and stick to a budget. I've done the basics: after all those things I 'have' to spend during the month (food, rent, utilities, charities, insurance and so on...), what do I have left to 'play' with?Can I be strict with myself? Can I make my own lunches? Can I avoid Friday night in the pub so much? Can I avoid the lure of books, DVD's, clothes? Can I live cash only most of the time? Can I face up to my bank account regularly and put aside the 'spare' money at the end of the month and save it for something special (maybe a holiday as haven't had a proper one in over a year) rather than feel the need to spend it? Can I put aside bills money rather than let it drip out of the ATM in the months I don't have to pay the bills (only to find myself short when they're due)?
I get paid 15th each month. My budget starts then. Lord, give me strength!
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